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Get an IFA. We used this lot who after one phone call arranged us a base rate +0.14% mortgage. Probably the best phone call I've made if you discount the filthy ones to your mum.

 

http://www.claissestvincent.co.uk/ltd/

Seconded....I know Mark Vincent...very nice chap, knows his stuff. Will more than likely be able to sort you out.... Oo er!

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