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Which generation had it hardest? Part 1 Baby boomers


revolution saint

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I thought this might make a good light hearted lounge topic. Obviously we can only talk about generalisations because there are exceptions to every one of them, but I wondered what the general consensus was?

 

Obviously the generation that participated in the second world war had it tough - that's pretty much the ultimate sacrifice/ commitment you could ask.

 

The baby boomer generation that came afterwards though are different - they've had a number of lucky advantages that generations after them won't. They were the first to get disposable income as teenagers, there was almost zero unemployment, they weren't just allowed free higher education - they were paid to go in the form of grants, they took advantage of a cheap housing market, their life expectancy rose dramatically compared to their parents but still have the same retirement age, in many cases they received their parents estates when they died although future generations (given that higher life expectancy) won't be so lucky.

 

Obviously on the counter argument you can say that the baby boomers have been able to pay for both their kids and their parents - in terms of paying for Higher Education, getting on the housing ladder and paying for nursing homes. I'm not sure that generations after them will be in a position to do the same though.

 

Oh, and apparently they had better music back then......b*stards.

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The children of the baby boomers have it the hardest.

 

Baby boomers benefitted the most from the property boom when property values went nuts.

 

Case in point - Council Right to Buy - £20k in 1991. Sold in 2010 - £249,000. All for....well nothing.

 

Meanwhile, their kids have to struggle to get a mortgage, normally based on a sh1tty income.

 

Their kids are also the ones who have to get this country out of the mess it's in.

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As one of the baby boomers, I'd broadly agree. It's tougher in many ways today.

 

When I left school in the late 60s' the only problem was which job to take. We did have to suffer horrendous interest rates which happened just after we'd bought our house, but inflation (and hence pay rises) soon caused a considerable rise in house prices. When rate came back down, the proportion of my salary going to pay the mortgage was quite a bit less.

 

I remember my granddad telling me how, as a newly married young man in 1910, he lost his job because he argued with his employer. No dole in those days, but he did have a pig which he used to feed on turnips. With no money coming, the pig had to be killed and they lived on that and the turnips for 6 weeks until he got another job. Hard times. No NHS, housing benefit, social security, only the workhouse. You went to the doctor as a last resort because you would have to pay, hence many people put up with quite serious illnesses until it was too late.

 

He lived till he was 90 and his daughter (my mum) got to 96 so it certainly made you tough.

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I'm a baby boomer and I think my generation has probably had it easier in many ways. Introduction of the NHS, free education, cheap housing etc.

 

But one thing my generation has that previous generations haven't, in quite the same way, is the dual caring role. Many people of my age, having raised their children, then immediately switch to caring for their own parents as well as offering childcare to their grandchildren.

 

In many ways I envy my children, especially my daughters. Far more freedom than I ever had - to go to University, to be so independent. My brother had that freedom but, my parents being 'old school', didn't allow me quite the same opportunities. However, I also think my children, and again especially my daughters, have tougher times than I ever did. No opportunity to be stay-at-home mums, hugely stressful jobs, horrendously large mortgages etc. etc.

 

I guess each generation has its good and bad times. I wouldn't have wanted to be around during the wars, that's for sure.

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I'm a baby boomer and I think my generation has probably had it easier in many ways. Introduction of the NHS, free education, cheap housing etc.

 

But one thing my generation has that previous generations haven't, in quite the same way, is the dual caring role. Many people of my age, having raised their children, then immediately switch to caring for their own parents as well as offering childcare to their grandchildren.

 

In many ways I envy my children, especially my daughters. Far more freedom than I ever had - to go to University, to be so independent. My brother had that freedom but, my parents being 'old school', didn't allow me quite the same opportunities. However, I also think my children, and again especially my daughters, have tougher times than I ever did. No opportunity to be stay-at-home mums, hugely stressful jobs, horrendously large mortgages etc. etc.

 

I guess each generation has its good and bad times. I wouldn't have wanted to be around during the wars, that's for sure.

 

I agree with most of what you say, especially the dual carer role. I think the tragedy is that the baby boomer generation may be the last generation to be in a position to do that though. For many of you the statutory retirement age has become when you start receiving a state pension, rather than when you stopped full time work and so you've been in a position to help - especially with child care. I don't foresee as many people of my generation (just shy of 40) having the same luxury of retiring early and having the time to do that.

 

Obviously the other thing to consider and is a huge factor IMO is the property market - the fact that the 3 times salary for a mortgage could be enforced shows how low prices were. That's compounded by the fact that many families only had a single wage earner (of course you can argue that's not a good thing).

 

From my point of view I look at my parents and obviously want to think that I will enjoy the same benefits they've had. Neither went to University but both retired early, and my mum was a stay at home mum until I was 16. I don't see those opportunities being available to later generations. Of course this a generalisation and there will be exceptions.

 

I do find it strange though that this generational difference isn't debated more though.

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Generally the BB's benefitted from the post war technological and welfare revolution however to dispel a few myths, whilst university was free and grants were common less than 10% benefited and the majority of those were middle class and upper class, the 11 plus decided ones fate very early in life, secondary modern schools were nor designed to foster intellectual or academic success, whilst jobs were easy to come by you had to be very respectful and do as you were told.

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An almost completely irrelevant and off-topic point, but I remember, when reading The Baader-Meinhof Komplex, a comment about how the German teens of the 1960s were the generation in history most distanced and alienated from their parents' generation. Their parents had been, largely, Nazi sympathisers, and plenty of the people in power were all a part of this previous Nazi regime, no matter how hard they tried to distance them from it. Along came these kids who didn't grow up with the propaganda and are in a world of free love and liberalism and they had nothing in common with their parents generation whatsoever. As I say, probably and irrelevant point, but I thought it was interesting.

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An almost completely irrelevant and off-topic point, but I remember, when reading The Baader-Meinhof Komplex, a comment about how the German teens of the 1960s were the generation in history most distanced and alienated from their parents' generation. Their parents had been, largely, Nazi sympathisers, and plenty of the people in power were all a part of this previous Nazi regime, no matter how hard they tried to distance them from it. Along came these kids who didn't grow up with the propaganda and are in a world of free love and liberalism and they had nothing in common with their parents generation whatsoever. As I say, probably and irrelevant point, but I thought it was interesting.

 

That is quite interesting. My personal opinion is that the BB generation is the first "modern" generation. I don't think there's a fundamental difference between them and younger generations like there was between the BBs and their parents. Much of this I think is due to a lack of respect (and I don't mean that in a bad way). Popular institutions like the church and state come under far more scrutiny and critical thinking now and the BBs started that.

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At least with the next generation of oldies we won't have to put up with the "I fought the Germans for you" comeback, we can just tell them to shut the f*ck up and pay for their bus ticket.

 

I think life has got much easier and will continue to. All this debt nonsense will just go away when the US default on their trillions, the governments around the world will just decide that no one actually owes anything.

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John Lennon once said that although there were a few hip people in the 60's, most of the country was still stuck in the 1950's and full of squares. Blokes went to work with bowler hats on, and women stayed at home to look after the kids. Free love and the swinging sixties missed my Father as he was too busy trying to feed 3 children and save for a house.

 

If you were normal, wealthy and well eductated then the baby boomers did have a great time growing up. However, if you were gay, a single mother, black or poor then things weren't exactly a bed of roses. A few good tunes hardly make uop for some of the **** you had to put up with.

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It's been frustrating for me.

 

I've got a £15k student loan for a degree that nowadays seems a bit pointless with the amount of degrees around. I bought my first house last year, nearly £250k for a 2 bed maisonette that we had to strip back and start again with.

 

The thing is though, we don't know any different, which is probably why it is the BB generation that tend to be hardest hit/make a fuss about new Government policy.

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I'm a baby boomer and I think my generation has probably had it easier in many ways. Introduction of the NHS, free education, cheap housing etc.

 

But one thing my generation has that previous generations haven't, in quite the same way, is the dual caring role. Many people of my age, having raised their children, then immediately switch to caring for their own parents as well as offering childcare to their grandchildren.

 

In many ways I envy my children, especially my daughters. Far more freedom than I ever had - to go to University, to be so independent. My brother had that freedom but, my parents being 'old school', didn't allow me quite the same opportunities. However, I also think my children, and again especially my daughters, have tougher times than I ever did. No opportunity to be stay-at-home mums, hugely stressful jobs, horrendously large mortgages etc. etc.

 

I guess each generation has its good and bad times. I wouldn't have wanted to be around during the wars, that's for sure.

 

On the nail BTF. I envy todays Kidd's for all the new technology they have at there fingertips, But i sure as hell don't envy the young couple trying to get on the property ladder, our 1st house was £2,000 second was £8,000 Thats not even a deposit for todays generation

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John Lennon once said that although there were a few hip people in the 60's, most of the country was still stuck in the 1950's and full of squares. Blokes went to work with bowler hats on, and women stayed at home to look after the kids. Free love and the swinging sixties missed my Father as he was too busy trying to feed 3 children and save for a house.

 

If you were normal, wealthy and well eductated then the baby boomers did have a great time growing up. However, if you were gay, a single mother, black or poor then things weren't exactly a bed of roses. A few good tunes hardly make uop for some of the **** you had to put up with.

 

Absolutely and there's no doubt that minorities were discriminated against (although you could argue they continue to be discriminated against albeit to a lesser extent). I know my Dad gets annoyed by the "If you remember the 60's then you weren't there" line. However my argument wasn't really that they all enjoyed the free love etc and the music but that economically they got lucky. Neither of my parents were well educated but both retired early. My uncle didn't go to university either and managed to retire when he was 50 - he worked his entire life for a county council. I'm not blaming them by any mean though - I think they got lucky and fair play to them but I don't think that set of circumstances is likely to occur again.

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On the nail BTF. I envy todays Kidd's for all the new technology they have at there fingertips, But i sure as hell don't envy the young couple trying to get on the property ladder, our 1st house was £2,000 second was £8,000 Thats not even a deposit for todays generation

 

I was at my aunt's 90th birthday party yesterday and I was telling a cousin how my 3 year old granddaughter can operate an iPhone (i.e. find the folder with her name on, choose a game and play it). I did say I envied today's generation for the access they have to knowledge. I wish computers had been around when I was at school to help with schoolwork.

 

But, having said that, it's a much tougher world out there than it was when I was a child.

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On the nail BTF. I envy todays Kidd's for all the new technology they have at there fingertips, But i sure as hell don't envy the young couple trying to get on the property ladder, our 1st house was £2,000 second was £8,000 Thats not even a deposit for todays generation

 

TBF though Mack - in P*rtsmouth that was probably earlier this year ;)

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I would hate to be eighteen now. The prospect of £45k of student debt, house prices that are simply unobtainable, and a national debt that our generation have saddled them with.

 

I'm sure I read recently that my generation and younger have only just repaid the final instalment of loans given to our country resulting from WW2?

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I read people going on about how hard it is to get a mortgage etc etc

 

 

what is the obssession in this country about getting on the property ladder..?

it really is something you "must" do in the UK....no matter what

 

 

life luxurys today make day to day living easier than ever before......an ex work in social care and up until recently the amount of free laptops she had to give out....delivering free bus passes to "scum bag" families as they refused to walk round the corner to pick them up....free voucher etc..all these things she could never afford herself whilst struggling to pay her mortgage...she was dishing out to benefit families who all had a sky dish on the house and a car in the driveway......

 

one impression I get from a generation in the 60's is they they never expected anything on a plate and worked hard (generally)

 

 

 

 

 

(not all were scum bag families..but she said more were than were not)

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I read people going on about how hard it is to get a mortgage etc etc

 

 

what is the obssession in this country about getting on the property ladder..?

it really is something you "must" do in the UK....no matter what

 

 

life luxurys today make day to day living easier than ever before......an ex work in social care and up until recently the amount of free laptops she had to give out....delivering free bus passes to "scum bag" families as they refused to walk round the corner to pick them up....free voucher etc..all these things she could never afford herself whilst struggling to pay her mortgage...she was dishing out to benefit families who all had a sky dish on the house and a car in the driveway......

 

one impression I get from a generation in the 60's is they they never expected anything on a plate and worked hard (generally)

 

 

 

 

 

(not all were scum bag families..but she said more were than were not)

 

I agree with this. Personally, I think standards and respect have fallen a heck of a long way since the 60s.

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I read people going on about how hard it is to get a mortgage etc etc

 

 

what is the obssession in this country about getting on the property ladder..?

it really is something you "must" do in the UK....no matter what

 

 

life luxurys today make day to day living easier than ever before......an ex work in social care and up until recently the amount of free laptops she had to give out....delivering free bus passes to "scum bag" families as they refused to walk round the corner to pick them up....free voucher etc..all these things she could never afford herself whilst struggling to pay her mortgage...she was dishing out to benefit families who all had a sky dish on the house and a car in the driveway......

 

one impression I get from a generation in the 60's is they they never expected anything on a plate and worked hard (generally)

 

 

 

 

 

(not all were scum bag families..but she said more were than were not)

 

To be honest this isn't really about benefits, or about who worked harder.

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TDD does like to remind us on a regular basis about the free laptops :rolleyes:

Because that is one little thing that happened an IMO a completely undeserved perk and when you look at things like this, hard to say how hard people really have it.. In general.

 

I grew up with nothing, nothing in the early 80s as a toddler was very different to "nothing" now

 

Good or bad, that is a different argument. But life for those at the bottom is easier now Than it was 25 years ago

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Because that is one little thing that happened an IMO a completely undeserved perk and when you look at things like this, hard to say how hard people really have it.. In general.

 

I grew up with nothing, nothing in the early 80s as a toddler was very different to "nothing" now

 

Good or bad, that is a different argument. But life for those at the bottom is easier now Than it was 25 years ago

 

This isn't about 25 years ago either. It's about whether the BB generation actually had some lucky economic breaks or they didn't.

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I'm sure I read recently that my generation and younger have only just repaid the final instalment of loans given to our country resulting from WW2?

 

True, but you could afford to buy a house and didn't have to pay to go to uni if you were able to.

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Ok. People with nothing now have more than those with nothing back In 1963

 

IMO

 

Hmmm surely if you have nothing and compare it with nothing the result is the same? 0=0? Anyway the point still stands this is about whether the ordinary working family of the BB generation got some lucky economic breaks or not? Appreciate you'd like to go on about benefit scroungers etc but I'm a little bored of that.....

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Hmmm surely if you have nothing and compare it with nothing the result is the same? 0=0? Anyway the point still stands this is about whether the ordinary working family of the BB generation got some lucky economic breaks or not? Appreciate you'd like to go on about benefit scroungers etc but I'm a little bored of that.....

 

The definition of nothing has changed over the years.

 

Sorry to offer an opinion

In future can you jut list the rules of your thread, the boundaries where we can comment from and who is allowed to post

 

Will leave you like minded snobs to all hob nob on this thread and ultimately agree with each other

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The definition of nothing has changed over the years.

 

Sorry to offer an opinion

In future can you jut list the rules of your thread, the boundaries where we can comment from and who is allowed to post

 

Will leave you like minded snobs to all hob nob on this thread and ultimately agree with each other

 

Ah the clues are in the original post. HTH. I don't think there's any reason to call people snobs just because they got the jist of the thread and you didn't...

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True, but you could afford to buy a house and didn't have to pay to go to uni if you were able to.

 

Yes, I know. I already said that.

 

Although it wasn't THAT easy to buy a house. You had to have a deposit and could only borrow 3 times the breadwinner's wage (usually the man's wage).

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Yes, I know. I already said that.

 

Although it wasn't THAT easy to buy a house. You had to have a deposit and could only borrow 3 times the breadwinner's wage (usually the man's wage).

 

Although the fact that a couple could buy a property based on 3 times a single wage earners wage suggests it's a little easier than now. I don't see many couples being able to buy a place on a single average wage, and bring up a family with the mother staying at home in today's circumstances. That was the norm when I grew up.

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Although the fact that a couple could buy a property based on 3 times a single wage earners wage suggests it's a little easier than now. I don't see many couples being able to buy a place on a single average wage, and bring up a family with the mother staying at home in today's circumstances. That was the norm when I grew up.

 

Quite correct. 3 times a single income or 3.5 times a joint income.

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Ok. People with nothing now have more than those with nothing back In 1963

 

IMO

 

Agree, austerity nowadays means not being able to afford the latest iphone or take holidays to the Caribbean. Life is so much easier now than in the 60's or 80's.

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Agree, austerity nowadays means not being able to afford the latest iphone or take holidays to the Caribbean. Life is so much easier now than in the 60's or 80's.

 

Well we have iPhones, but we can't afford property like we did in the 60's and we can't support a family on a single wage as we did in the 60's and 70's. Still. it's easier cos we can make a few calls eh?

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Baby boomer's definitely had it the easiest. Look at their pensions and so on... and then look at the catastrophes waiting for us 'modern kids' down the line.

 

Maybe but they didnt have many toys - 1 colour tv in the house if you were lucky with 3 channels, no VHS, DVDs, INternet, microwaves, mobile phones etc. One car for a family. No cheap products from China. Plastic was expensive. Much less posessions in general eg clothes. No holidays abroad generally. Generally crap music ie not much diversity compared to today and only a very small % got to experiment with drugs, festivals, free love etc. Also harder to get into uni.

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Although the fact that a couple could buy a property based on 3 times a single wage earners wage suggests it's a little easier than now. I don't see many couples being able to buy a place on a single average wage, and bring up a family with the mother staying at home in today's circumstances. That was the norm when I grew up.

 

True and house prices didn't start rising to 'unaffordable' until about the 80s when they exploded and that's when it became necessary for both to work.

 

There used to be an old rule of thumb that the average house should be affordable to the tradespeople who built it. I'm sure that's not the case now.

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Well we have iPhones, but we can't afford property like we did in the 60's and we can't support a family on a single wage as we did in the 60's and 70's. Still. it's easier cos we can make a few calls eh?

 

You could support a family on a single wage if you lived like you would have in the 60's (no TV, mobile phone, dishwasher, computer, video/dvd player, holidays abroad etc, plus one really sh!t car). The thing is people today take their luxuries for granted and moan like babies when they don't get everything they want.

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Well we have iPhones, but we can't afford property like we did in the 60's and we can't support a family on a single wage as we did in the 60's and 70's. Still. it's easier cos we can make a few calls eh?

why the fascination about owning your home....maybe because I have a job where it means I can move but never understand the "must have" in buying a house..

 

also, if some people never had £45 per month iphones, £50 per month sky and holidays every year..they could afford other things....

 

I wonder what the average person has is terms of disposable income now than years gone by...when I say disposable..that is after paying your mortgage/rent... fuel water and your essential food shopping with basic clothing....

 

I would GUESS that todays generation has more to fritter away on car/sky/PS3/iphones/holidays/season tickets/bigger house/nights on the pop etc etc...

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You could support a family on a single wage if you lived like you would have in the 60's (no TV, mobile phone, dishwasher, computer, video/dvd player, holidays abroad etc, plus one really sh!t car). The thing is people today take their luxuries for granted and moan like babies when they don't get everything they want.

 

Except you couldn't afford a property. TV, mobile phone, etc etc those costs come nowhere near being able to live somewhere and renting is even more expensive, it's no wonder pensions are considered a luxury

 

why the fascination about owning your home....maybe because I have a job where it means I can move but never understand the "must have" in buying a house..

 

also, if some people never had £45 per month iphones, £50 per month sky and holidays every year..they could afford other things....

 

I wonder what the average person has is terms of disposable income now than years gone by...when I say disposable..that is after paying your mortgage/rent... fuel water and your essential food shopping with basic clothing....

 

I would GUESS that todays generation has more to fritter away on car/sky/PS3/iphones/holidays/season tickets/bigger house/nights on the pop etc etc...

 

You could of course argue that previous generations had nothing to fritter their money away except on second homes. Obviously it's more complex than that but it does seem to me that it was easier to live and raise a family on a single wage than it is now.

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Except you couldn't afford a property. TV, mobile phone, etc etc those costs come nowhere near being able to live somewhere and renting is even more expensive, it's no wonder pensions are considered a luxury

 

 

 

You could of course argue that previous generations had nothing to fritter their money away except on second homes. Obviously it's more complex than that but it does seem to me that it was easier to live and raise a family on a single wage than it is now.

2nd homes....was that the norm in the 60's..?

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When I was a child growing up rationing of goods was still in force in the UK.

 

However times certainly appear to be a lot better for us than the younger ones

now, perhaps that is why their manners etc are in decline as they are jealous?

 

The other small snag with being a BB is the fact we are all getting quite old now :(

 

 

.

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