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Voluntary Redundancy


Thedelldays
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seeing as the civil service is shedding jobs..just did the redundancy calculator...should I take is voluntarily, I would get..

 

taxable pension at 55

£10k now re settlement grant from the service I have completed

and over £50k cash in hand to take redundancy..

 

hmmmmm

 

trouble is, nothing outside of the line to get into I suspect

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I don't know whether things will change in the armed forces, TDD, but a friend of mine, with over 20 years' service in the NHS, has just been made redundant.

 

And, in spite of his contract of employment, he has only been given HALF of the redundancy pay he was formerly entitled to. OK public servants get good redundancy deals, or at least they did, but it seems that the powers that be have changed the rules without any consultation and there's no appealing against it.

 

So double-check your terms would be my advice to you.

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60k redundancy!! ****ing take it...take a year off and retrain to do something else...
perhaps with your current trade something in the oil industry might be worth considering. ROV pilot courses for example are not cheap but the pay is amazing once you have your foot through the door.
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Don't forget that only the first 30k of redundancy is tax-free.. Anything over that, tax will have to be paid on.

 

Rubbish - TDD is in the Navy - the 'home' of the Navy is in Portsmouth and therefore he should be exempt from any tax owed - surely...!!!

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perhaps with your current trade something in the oil industry might be worth considering. ROV pilot courses for example are not cheap but the pay is amazing once you have your foot through the door.

 

Yep, I'd look at getting my offshore tickets. I know some ex-Andrew who work offshore (off the coast on India at the moment) and they are raking it in. One of them lived in Brazil for 4 years doing 4on/4off on a rig off the coast there.

 

I'd snap their hand off for a £60k package.

Edited by View From The Top
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I'm 30 almost 31 been in 12 years and a petty officer.

 

Jut did the calculator thing online, and it came ip with over £50k SHOULD my branch and I tick the boxes for redundancy.

 

If only I never had a mortgage!!!

 

Just pay a lump sum off and that'll take some pressure off you. It's better than saving it at the moment, well in most cases.

 

I tend to overpay when I can. I get made redundant soon so am glad I can take up to a two year freeze, if I choose.

 

I wish I didn't have the mortgage too, i'd be off now, do a bit of teaching abroad and just go from country to country for a few years.

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Sounds great but any lengthy period out of employment would eat into it fairly quickly but have to say, that at your age you are young enough and I suspect ambitious enough to adapt to change fairly quickly.

A friend retired as a rating last year after 21 years and was re-employed as a civilian, well sorted.

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No disrespect dd.

 

I think that that level of pay out from the public coffers is quite ridiculous. And this is the governments way of cutting costs!

 

Pensions aside as I understand they are a separate thing but why not go for natural wastage? Now that the (extremely fat) cat is out of the bag there'll be thousands waiting for the windfall who might have moved on anywY.

 

No offence dd but it's just not cricket is it?

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i kind of understand the thinking behind it, its related to the length of service still to run. I think if you want out early you have buy out. So if they want you out then they should pay as well. If it was me i would probably take it. Depends how transferable your skills are i suppose.

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Take the £50k and f*ck off to Guatemala with it. Seriously though, most people wouldn't get anywhere near that amount for voluntary redundancy, so it's probably something to consider. I'm sure your 12 years experience in the Navy will make you very marketable to companies, particularly in management. It's all about discipline baby.

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Take the £50k and f*ck off to Guatemala with it. Seriously though, most people wouldn't get anywhere near that amount for voluntary redundancy, so it's probably something to consider. I'm sure your 12 years experience in the Navy will make you very marketable to companies, particularly in management. It's all about discipline baby.

 

And that wealth of experience of work, recruitment and redundancy means you are ideally equppied to advise on the subject.

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seeing as the civil service is shedding jobs..just did the redundancy calculator...should I take is voluntarily, I would get..

 

taxable pension at 55

£10k now re settlement grant from the service I have completed

and over £50k cash in hand to take redundancy..

 

hmmmmm

 

trouble is, nothing outside of the line to get into I suspect

 

On a serious note take it, that is a f*cking lot and could give you 18 months of a decent lifestyle while you look. I've met a lot of ex forces people who go into sales and are very, very successful, it's my manor chap! Believe me Jamie, there is lots out there, i know you might think it's a gamble but i would guarentee you'd get another decent paid job with 6 months if you tried. I could even put you in touch with people in this area who love ex forces people, if sales is what you wanted to get into.

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The concern to me is your pension. You have contributed 12 years of a 40? Year pension. Which is 50% of final salery. This will only give you 1/7th of your final salary. (wage/2/40x12=pension) if you were on £30k you will only get £4.5k at 55.

 

You need a new career with a significant pension.

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No disrespect dd.

 

I think that that level of pay out from the public coffers is quite ridiculous. And this is the governments way of cutting costs!

 

Pensions aside as I understand they are a separate thing but why not go for natural wastage? Now that the (extremely fat) cat is out of the bag there'll be thousands waiting for the windfall who might have moved on anywY.

 

No offence dd but it's just not cricket is it?

 

I do agree with you. Seems alot.

I can only assume it has to Do with loss of earnings etc???

 

If I complete another 10 years (22 in total) and get one more promotion.. I would leave with about £40k cash in hand and an immediate pension of at least £500 per month take home for life.. Not to mention the wages I would earn between now and then..so I guess my time in, it would be far cheaper to get rid than pay me my wages and That payoff/pension

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Yep, I'd look at getting my offshore tickets. I know some ex-Andrew who work offshore (off the coast on India at the moment) and they are raking it in. One of them lived in Brazil for 4 years doing 4on/4off on a rig off the coast there.

 

I'd snap their hand off for a £60k package.

Nearly all of my students go on to work offshore, many as ROV pilots. The pay and hours are incredible. They leave here to become apprentices at 18 and even their starting pay is very, very good and it goes up fast after that. They work two weeks on and four weeks off. So basically a lot of them see it as working hard for a short part of the year to fund expensive hobbies/travel they take up for the rest. Not ideal for people with young families though.

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Nearly all of my students go on to work offshore, many as ROV pilots. The pay and hours are incredible. They leave here to become apprentices at 18 and even their starting pay is very, very good and it goes up fast after that. They work two weeks on and four weeks off. So basically a lot of them see it as working hard for a short part of the year to fund expensive hobbies/travel they take up for the rest. Not ideal for people with young families though.

 

Ex-RN types (and their families) are used to it though which certainly helps.

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seeing as the civil service is shedding jobs..just did the redundancy calculator...should I take is voluntarily, I would get..

 

taxable pension at 55

£10k now re settlement grant from the service I have completed

and over £50k cash in hand to take redundancy..

 

hmmmmm

 

trouble is, nothing outside of the line to get into I suspect

 

You're 30, right? The world is still at your feet - you have an awful lot of worldwide experiences to offer now and you've probably gained some fairly technical skills from the RN, am I right?

 

Take the money, live like a student for a year or 2 and retrain. How much is a decent cost of living, say you spend £1500/month on bills and food and some going out, that's still only just over £30k in 2 years, leaving you with some other cash to spend on lessons/qualification obtaining etc.

 

What do you really want to do? Many ex-forces become teachers (VFTT as an example). Many get in to IT/Technical Sales, many turn to Project Management in a lot of industries (I know loads in IT, although most are ex-Signals).

 

If you're prepared for a couple of years of underspending, why not do it?? It'll pay off later, you'd hope!

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seeing as the civil service is shedding jobs..just did the redundancy calculator...should I take is voluntarily, I would get..

 

taxable pension at 55

£10k now re settlement grant from the service I have completed

and over £50k cash in hand to take redundancy..

 

hmmmmm

 

trouble is, nothing outside of the line to get into I suspect

 

I'm having the same thoughts going through my head. If I volunteer for the first tranche of redundancies, i'd be 40 days short of the 18 year point (put that into the calculator, and for a level 7 higher PO it's quite an attractive sum)

 

I'd be 37 when I leave, and as a fairly intelligent chap i'd hope to get a decent job when I go, and someone would consider me to be fairly employable. I'd like to do something completely different to what i've been doing in the mob, but have no idea what I can do that will pay a decent enough wage to pay the mortgage.

 

Ideally redundancy in the second trance for the IP (but a much reduced payout) would suit me better.

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It's true though not a trick, what do you know about redundancy?

 

My Aunt has been made redundant from 2 jobs in the last 10 years and she's not been anywhere close to getting £50k severance. It's no secret either that ex-Service people are sought after for management jobs as well - living near an RAF base at home a lot of my mates' parents are/were in the RAF and most of them transferred pretty easily into cushty management jobs when they left the force. It's not rocket science, if you're being offered that kind of package you should take it, whatever job you're in.

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My Aunt has been made redundant from 2 jobs in the last 10 years and she's not been anywhere close to getting £50k severance. It's no secret either that ex-Service people are sought after for management jobs as well - living near an RAF base at home a lot of my mates' parents are/were in the RAF and most of them transferred pretty easily into cushty management jobs when they left the force. It's not rocket science, if you're being offered that kind of package you should take it, whatever job you're in.

 

I am sure Jamie will take your sound, expert advice. I can see glittering future for you in some sort of senior advisory role in the future, maybe on the cabinet advising the prime minister. I am sure you'll have some relative that knew a politician once you can lean on for experience.

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I am sure Jamie will take your sound, expert advice. I can see glittering future for you in some sort of senior advisory role in the future, maybe on the cabinet advising the prime minister. I am sure you'll have some relative that knew a politician once you can lean on for experience.

 

Thanks babe, I can always count on you to make me feel better about the person I am.

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perhaps with your current trade something in the oil industry might be worth considering. ROV pilot courses for example are not cheap but the pay is amazing once you have your foot through the door.

 

Not in the UK North Sea for the foreseeable future after the chancellor hiked petroleum tax from 20 to 32%. This has already forced several companies to reassess the economic viability of future projects.

 

As posted elsewhere - head to warmr climes like Brazil with it's booming economy.

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