dune Posted 2 March, 2011 Share Posted 2 March, 2011 I'm currently investing in a deposit fund which mirrors the BOE base rate and at 0.5% it's not a good investment at the minute (although rates should go back up in due course) and have the following options: Blackrock Aquila (50:50) global equity index fund Blackrock Aquila consensus fund (80:20 equity:cash/bonds) Blackrock Aquila all stocks corporate bond index fund Prudential socially responsible fund Prudential HSBC Amanah (sharia compliant) fund A lifestyling fund (global equity index fund switching to deposit fund 5 years prior to retirement) Prudential deposit fund (mirroring boe base rate) Any thoughts on these options? I'm currently leaning towards the Blackrock Aquila all stocks corporate bond index fund as I consider this to be reasonably safe and have delivered good results during this recession. Link to comment Share on other sites More sharing options...
anothersaintinsouthsea Posted 2 March, 2011 Share Posted 2 March, 2011 You should definitely go for the Prudential HSBC Amanah (sharia compliant) fund, right up your alley I'd have thought. Link to comment Share on other sites More sharing options...
dune Posted 2 March, 2011 Author Share Posted 2 March, 2011 You should definitely go for the Prudential HSBC Amanah (sharia compliant) fund, right up your alley I'd have thought. I've ruled nothing in and nothing out. I don't think this would be the best option because it's constrained, but haven't done any research as yet so cannot say any more than that. Link to comment Share on other sites More sharing options...
GenevaSaint Posted 2 March, 2011 Share Posted 2 March, 2011 I'm currently investing in a deposit fund which mirrors the BOE base rate and at 0.5% it's not a good investment at the minute (although rates should go back up in due course) and have the following options: Blackrock Aquila (50:50) global equity index fund Blackrock Aquila consensus fund (80:20 equity:cash/bonds) Blackrock Aquila all stocks corporate bond index fund Prudential socially responsible fund Prudential HSBC Amanah (sharia compliant) fund A lifestyling fund (global equity index fund switching to deposit fund 5 years prior to retirement) Prudential deposit fund (mirroring boe base rate) Any thoughts on these options? I'm currently leaning towards the Blackrock Aquila all stocks corporate bond index fund as I consider this to be reasonably safe and have delivered good results during this recession. Not an expert on this sort of thing, but corporate bonds, bit dull for you Dune. Bonds are safe but on leaving recession they'll not give anywhere near the returns of the markets (stock or others). Are you saying you don't believe we're clear of recession and the potential of a double dip? Go in bollcks and all in BRIC countries. Link to comment Share on other sites More sharing options...
dune Posted 2 March, 2011 Author Share Posted 2 March, 2011 Not an expert on this sort of thing, but corporate bonds, bit dull for you Dune. Bonds are safe but on leaving recession they'll not give anywhere near the returns of the markets (stock or others). Are you saying you don't believe we're clear of recession and the potential of a double dip? Go in bollcks and all in BRIC countries. I'd go along with govenor of the BOE and doubt we'll see much growth for years. The growth we have seen has all be fake i.e built on debt. Also this is an important investment and i'd rather air on the side of caution. I may even stick with the deposit fund and ride out the current low interest rates. Link to comment Share on other sites More sharing options...
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