thesaint sfc Posted 2 February, 2011 Share Posted 2 February, 2011 Anyone else ever had this problem? I knocked one off his bike yesterday and messed up his front bike wheel and the bits that connect it. Bruised his knee a bit too but he'll be alright. Was quite funny as a woman screamed and then said 'OH MY GOD, I SAW EVERYTHING. SHALL I CALL AN AMBULANCE?' She didn't look very impressed when I told her to pipe down. We spoke about it immediately after it happened and it seemed he wanted to just take his bike to the shop to get it repaired and then I'd pay the bill. However today he's decided he'd like to do it all through the insurance companies because he says he's got a few bruises on his leg and says he might need to take some time off work or get his leg amputated. Fair play to him. If someone ran me over I would probably be a bit annoyed and not want to do that person any favours. He had lights on his bike and was dressed up like someone out of the circus with lycra etc so I couldn't really say much. He was going pretty fast though and I think it was a wrong place, wrong time moment. It would have certainly have helped me a lot if he hadn't been there. What should I do? I've told my insurance company and given them his details - told them ideally I'd like to just pay the cost of repairs so it doesn't go down as a claim. I imagine this will probably take quite a long time to go through all the commotion now? Bit silly because he said his bike was his main means of transport - if he didn't do it through the insurance company I could have had it fixed by now and he could be on his way - but that's up to him. I think he's a bit of an irritating c*nt for going back on what he said last night; and slightly suspect him to squeeze every penny he can out of the situation now. Link to comment Share on other sites More sharing options...
Dimond Geezer Posted 2 February, 2011 Share Posted 2 February, 2011 Unfortunately I think he has made up his mind to squeeze, are there any mitigating circumstances, such as there was an adjacent cycle lane that he wasn't using (that really bloody annoys me ), did he pull out without looking, was he speeding? I think you may have blown it with the insurance company. By notifying them, they know you were in an accident, whether there is a subsequent claim or not. Link to comment Share on other sites More sharing options...
mickn Posted 2 February, 2011 Share Posted 2 February, 2011 Is he insured, if not can he have any claim? Link to comment Share on other sites More sharing options...
Pedro Posted 2 February, 2011 Share Posted 2 February, 2011 I would let it go through the insurance now its gone this far, but ask them to let you know when the claim has been settled stating that you may wish to buy back the claim. We done this once at work, let the insurance company settle in case there was too much hassle then decided that it was cheaper to pay them back than losing our no claims and the possibility of a higher premium. The main problem with settling yourself is that if you failed to notify your insurance company and then he decides his injuries warrant compensation or he involves a no win no fee lawyer then your insurers could reject the claim due to you not notifying them at the time. I am not an expert, just things I have learned from work and talking to an excellent broker. Link to comment Share on other sites More sharing options...
anothersaintinsouthsea Posted 2 February, 2011 Share Posted 2 February, 2011 Is he insured, if not can he have any claim? So every pedestrian that get's knocked over would need insurance before they could claim? Link to comment Share on other sites More sharing options...
anothersaintinsouthsea Posted 2 February, 2011 Share Posted 2 February, 2011 Unfortunately I think he has made up his mind to squeeze, are there any mitigating circumstances, such as there was an adjacent cycle lane that he wasn't using (that really bloody annoys me ), did he pull out without looking, was he speeding? I think you may have blown it with the insurance company. By notifying them, they know you were in an accident, whether there is a subsequent claim or not. Cyclists don't have to use cycle lanes. Link to comment Share on other sites More sharing options...
saint_stevo Posted 2 February, 2011 Share Posted 2 February, 2011 i hit a pedestrian and a jobsworth called the cops and ambulance. The old dear was fine. Had to do a driver improvement (£186) course and still 2 years no claims down while they ask the pedestrian if she wants to make a claim. Screwed Link to comment Share on other sites More sharing options...
thesaint sfc Posted 2 February, 2011 Author Share Posted 2 February, 2011 I was indicating to go right at the bottom of a hill last night. 4 cars were coming. Waited for them to go by then started to make my manouver and looked up to see him. Must have been tucked in behind the cars. It is one of them roads which is a bit wider, so they weren't having to actually over take him, but rather just drive past him. He was going down the hill at full chav so neither of us stood a chance. Wrong place, wrong time. He wasn't going over the speed limit (30mph) but was still going pretty fast. At least that's one less cyclist for proper road users to tackle! I have no time for people who ride bikes. Link to comment Share on other sites More sharing options...
anothersaintinsouthsea Posted 2 February, 2011 Share Posted 2 February, 2011 I was indicating to go right at the bottom of a hill last night. 4 cars were coming. Waited for them to go by then started to make my manouver and looked up to see him. Must have been tucked in behind the cars. It is one of them roads which is a bit wider, so they weren't having to actually over take him, but rather just drive past him. He was going down the hill at full chav so neither of us stood a chance. Wrong place, wrong time. He wasn't going over the speed limit (30mph) but was still going pretty fast. At least that's one less cyclist for proper road users to tackle! I have no time for people who ride bikes. what a cock you sound. so basically you weren't paying attention and knocked someone off their bike? Link to comment Share on other sites More sharing options...
Spudders Posted 2 February, 2011 Share Posted 2 February, 2011 what a cock you sound. so basically you weren't paying attention and knocked someone off their bike? I did think it was odd that in the original post that there was no description of what actually happened, I guess we know why now! Link to comment Share on other sites More sharing options...
dronskisaint Posted 2 February, 2011 Share Posted 2 February, 2011 what a cock you sound. so basically you weren't paying attention and knocked someone off their bike? After a very minor accident one of the most sensible things I've ever heard a cop say was 'There's a reason that the word 'accident' is in the dictionary' Nobody does it on purpose & wrong place, wrong time is a good description. I detest the 'what can I claim?' mentality! Link to comment Share on other sites More sharing options...
aintforever Posted 2 February, 2011 Share Posted 2 February, 2011 Sounds more like wrong driving technique than wrong place or time, he has every wright to claim what he wants. Link to comment Share on other sites More sharing options...
dune Posted 2 February, 2011 Share Posted 2 February, 2011 I knocked a Spaniard off his bike in Gibraltar. He got up and started waving his arms about like a mad man. Very funny. Link to comment Share on other sites More sharing options...
swannymere Posted 2 February, 2011 Share Posted 2 February, 2011 Work colleague got knocked off his bike by a woman pulling out of a junction immediately after a car had gone past and anticipated that it was clear rather than actually checking, my mate was in hospital for 4 days and off work for a month with a back problem, he got around £8k out of her insurance company. Link to comment Share on other sites More sharing options...
Jimmy Gabriel's Halo Posted 2 February, 2011 Share Posted 2 February, 2011 I knocked a bicyclist off his bike in Hove several years ago. Totally my fault, my head was turned by a rather attractive young lady almost wearing clothes. Have any of you lot ever driven around Brighton in the summer ? Nightmare. Chock full of crumpet I can tell you and they wear less and less each year that passes. I'm amazed my car is still in one piece frankly. Anyway, said bicyclist was OK but his back wheel was a bit bent so I did the decent thing and offered to pay for a new wheel. Which was OK with him, except after a while he turned into a complete and utter k()nt about the whole thing. At which point I told him he could whistle for it and referred it to my insurers. Never heard another thing about it. Link to comment Share on other sites More sharing options...
Smirking_Saint Posted 2 February, 2011 Share Posted 2 February, 2011 I was indicating to go right at the bottom of a hill last night. 4 cars were coming. Waited for them to go by then started to make my manouver and looked up to see him. Must have been tucked in behind the cars. It is one of them roads which is a bit wider, so they weren't having to actually over take him, but rather just drive past him. He was going down the hill at full chav so neither of us stood a chance. Wrong place, wrong time. He wasn't going over the speed limit (30mph) but was still going pretty fast. At least that's one less cyclist for proper road users to tackle! I have no time for people who ride bikes. So where you at a T juction turning right ? Or turning right into a side road ?? What i mean is, was he overtaking you on the outside ? Or was he on the inside of the main road and you pulled out and tw*tted him ? Both are very different situations to be in, and one would be the fault of the driver and the other the cyclist. Now, i know your a bit of a bellend, but someone calling you a c*ck for making a mistake is a bit c*ntish, it is the holier than thou people like you that irritate me so much, probably a raving Political Correctness bellend aswell. I digress, basically, he probably has a right to claim more, and i expect 90% of people would do, i have had someone claim whiplash of one of my mates when there was clearly nothing wrong with them, its the way of the world nowadays. I hate cyclists and motorcyclists however, they should be banned from the roads IMO. Link to comment Share on other sites More sharing options...
Dimond Geezer Posted 2 February, 2011 Share Posted 2 February, 2011 Cyclists don't have to use cycle lanes. No, but they whine like buggery to get the things put in, at a cost of £thousands then don't use the bloody things. My commute takes me through Chilworth to Romsey, for a lot of the route there's a cycle path provided, but about 7/10 cyclists prefer to gamble with the traffic, and before anyone kicks off about me being a typical driver & having no regard for cyclists, I am one, albeit fair-weather. I cycle this route during the warmer months, using the paths provided as it is infinitely safer. Link to comment Share on other sites More sharing options...
Special K Posted 2 February, 2011 Share Posted 2 February, 2011 I was indicating to go right at the bottom of a hill last night. 4 cars were coming. Waited for them to go by then started to make my manouver and looked up to see him. Must have been tucked in behind the cars. It is one of them roads which is a bit wider, so they weren't having to actually over take him, but rather just drive past him. He was going down the hill at full chav so neither of us stood a chance. Wrong place, wrong time. He wasn't going over the speed limit (30mph) but was still going pretty fast. At least that's one less cyclist for proper road users to tackle! I have no time for people who ride bikes. Perhaps you didn't see the cyclist because you were adjusting your nappy, or picking up the dummy you dropped? Are you sure you were driving? The pretendsy steering wheel slung over mummy's headrest doesn't actually control the car you know? Link to comment Share on other sites More sharing options...
Special K Posted 2 February, 2011 Share Posted 2 February, 2011 No, but they whine like buggery to get the things put in, at a cost of £thousands then don't use the bloody things. My commute takes me through Chilworth to Romsey, for a lot of the route there's a cycle path provided, but about 7/10 cyclists prefer to gamble with the traffic, and before anyone kicks off about me being a typical driver & having no regard for cyclists, I am one, albeit fair-weather. I cycle this route during the warmer months, using the paths provided as it is infinitely safer. Ditto, and i know where you're coming from, especially when it concerns The Avenue as the pathway is a cycle lane, although some cyclists don't take advantage of this fact. Link to comment Share on other sites More sharing options...
Minty Posted 2 February, 2011 Share Posted 2 February, 2011 No, but they whine like buggery to get the things put in, at a cost of £thousands then don't use the bloody things. My commute takes me through Chilworth to Romsey, for a lot of the route there's a cycle path provided, but about 7/10 cyclists prefer to gamble with the traffic, and before anyone kicks off about me being a typical driver & having no regard for cyclists, I am one, albeit fair-weather. I cycle this route during the warmer months, using the paths provided as it is infinitely safer. Not all cyclists are the same. Many are children or teenagers who are less experienced at cycling, or occasional adult cyclists, who need the protection that a cycle lane affords. I on the other hand generally use the roads, even if there is a cycle lane, because I am an experienced cyclist, and roads are usually smoother, faster, and there are no pedestrians in the way, which is often the case on even dedicated cycle lanes, and of course allowed on shared pavements, which are one of the worst ideas anyone ever came up with. There are plenty of idiotic cyclists, and plenty of idiotic drivers. Not all cyclists act the same, not all drivers do. Therefore it's a shame that threads like this have to lead to the black-and-white view that some clearly have about cyclists. Link to comment Share on other sites More sharing options...
anothersaintinsouthsea Posted 2 February, 2011 Share Posted 2 February, 2011 So where you at a T juction turning right ? Or turning right into a side road ?? What i mean is, was he overtaking you on the outside ? Or was he on the inside of the main road and you pulled out and tw*tted him ? Both are very different situations to be in, and one would be the fault of the driver and the other the cyclist. Now, i know your a bit of a bellend, but someone calling you a c*ck for making a mistake is a bit c*ntish, it is the holier than thou people like you that irritate me so much, probably a raving Political Correctness bellend aswell. I digress, basically, he probably has a right to claim more, and i expect 90% of people would do, i have had someone claim whiplash of one of my mates when there was clearly nothing wrong with them, its the way of the world nowadays. I hate cyclists and motorcyclists however, they should be banned from the roads IMO. I know you struggle sometimes, but I called him a cock because he seemed glad that he'd knocked a cyclist over: At least that's one less cyclist for proper road users to tackle! I didn't call him a cock because he'd had an accident - they can and do happen to the best of us. Link to comment Share on other sites More sharing options...
Jonnyboy Posted 2 February, 2011 Share Posted 2 February, 2011 After a very minor accident one of the most sensible things I've ever heard a cop say was 'There's a reason that the word 'accident' is in the dictionary' Nobody does it on purpose & wrong place, wrong time is a good description. I detest the 'what can I claim?' mentality! Especially those that kick off if you give a 2mm scrape to their bumper and get insurance involved. Link to comment Share on other sites More sharing options...
Jonnyboy Posted 2 February, 2011 Share Posted 2 February, 2011 I know you struggle sometimes, but I called him a cock because he seemed glad that he'd knocked a cyclist over: I didn't call him a cock because he'd had an accident - they can and do happen to the best of us. TBF I think youve used the right word Link to comment Share on other sites More sharing options...
dubai_phil Posted 2 February, 2011 Share Posted 2 February, 2011 You hit a cyclist... Easy way out, if they are a keen cycling fan then they must have been on some dodgy drugs. Did you get a blood test request in to the Ambulance service? All EPO of course Oops sorry meant IMHO Link to comment Share on other sites More sharing options...
Smirking_Saint Posted 2 February, 2011 Share Posted 2 February, 2011 I know you struggle sometimes, but I called him a cock because he seemed glad that he'd knocked a cyclist over: I didn't call him a cock because he'd had an accident - they can and do happen to the best of us. Then for that i can only apologise, i don't get it wrong too often, but would like to make it known that when i do i am not adverse to apologising. FWIW, Thesaint is still a bellend and i still loath Cyclist and motorcyclists. Link to comment Share on other sites More sharing options...
anothersaintinsouthsea Posted 2 February, 2011 Share Posted 2 February, 2011 Then for that i can only apologise, i don't get it wrong too often, but would like to make it known that when i do i am not adverse to apologising. FWIW, Thesaint is still a bellend and i still loath Cyclist and motorcyclists. fairplay. Link to comment Share on other sites More sharing options...
Baj Posted 2 February, 2011 Share Posted 2 February, 2011 As far as I remember, its no longer referred to by law/police etc as an "accident" but an "incident", precisely because of the blame factor. I bet every single one of us has pulled out without looking at some point, thesaints_sfc just happened to do it when a cyclist was coming. That said, stupid comments like "one less cyclist" on the road don't do you any favours, so for that, I hope he rapes your insurance company. Link to comment Share on other sites More sharing options...
scotty Posted 2 February, 2011 Share Posted 2 February, 2011 As far as I remember, its no longer referred to by law/police etc as an "accident" but an "incident", precisely because of the blame factor. I bet every single one of us has pulled out without looking at some point, thesaints_sfc just happened to do it when a cyclist was coming. That said, stupid comments like "one less cyclist" on the road don't do you any favours, so for that, I hope he rapes your insurance company. are you a catholic? Link to comment Share on other sites More sharing options...
JustMike Posted 2 February, 2011 Share Posted 2 February, 2011 i am confused, you were turning right at the bottom of the hill, was he coming down the hill from the opposite direction, as in a kind of valley? Link to comment Share on other sites More sharing options...
JustMike Posted 2 February, 2011 Share Posted 2 February, 2011 on another note, I still think that they should have tests and insurance, most of them have no clue about where to overtake, signal, turn etc etc oh and that a red traffic light applies to them too! Link to comment Share on other sites More sharing options...
thesaint sfc Posted 3 February, 2011 Author Share Posted 3 February, 2011 I didn't describe the incident as I didn't really see any point - because I'm asking if anyone has knocked a cyclist off their bike before, not that they have lived the exact same life as me and had exactly the same experience. Anyway, as some of you seem to be very interested.... I was turning right at the bottom of a hill. The road was wider than your average road. I was indicating to turn right - 4 cars were coming down the hill so I waited for them to go past and then started to make my maneuver. As soon as I started I saw him coming. He was going down the hill at full whack. He had been tucked behind one of the cars so I hadn't seen him. As the road was wider the cars had driven past him rather than actually overtaking him. I must have moved from where I was waiting to pull in to about half way across the road which in most cases would have still allowed a cyclist enough room to have gone by without a problem but as he was going down the hill and was slightly in the road he met the right hand corner of my car. I accepted full liability - but unfortunately when you're driving at night and its raining viability is very poor. I suspect if he was a second faster or slower I would have seen him, but he was tucked in behind a car the same size as him so I didn't see him. I'm a c*nt driving sometimes. I've gone up the motorway faster than I should have done, I've bumped into the back of over cautious drivers when I've not been leaving a big enough gap - but if I was put in this scenario again I don't doubt that exactly the same thing would have happened. He didn't point his finger at me blaming me because he knew that to human nature we were both at fault - but to the rules of the road it was my fault. When it happened he was a really nice bloke - unfortunately I suspect that much like most of the idiots on this thread who imagine what happened in their head without seeing it, he's probably talked to a friend who has nailed it home to him that it was entirely my fault and that I'm a crazy wreckless driver who rapes children in my spare time and pokes needles into puppies. In actual fact I moved less than a meter in the road and he was going down a hill so couldn't stop in time. Link to comment Share on other sites More sharing options...
angelman Posted 3 February, 2011 Share Posted 3 February, 2011 Yes-ish. I was driving down my street at night, stopped to reverse into a parking space, I even indicated so before going into reverse. Rear parking sensors beeped a bit but they were playing up. And as I slowly reversed - bang. Got out and there was a chap in black clothes standing by the side of his bike. He was a bit shocked and asked me "hadn't you seen my lights"? As I pointed out to him he only had a rear light, he sort of accepted that he was being a plank. Buckled the wheel a bit, so I picked him up, along with his rear light, and sent him on his way. Link to comment Share on other sites More sharing options...
Jez Posted 3 February, 2011 Share Posted 3 February, 2011 Sounds just like an advert off the telly. You didn't anticipate there may be a cyclist behind the cars (same size as a car apparently?) and pulled out without waiting to check. You aren't the first and won't be the last, still your fault though. Shame he changed his mind though for you, but he is entitled too, making decisions spur of the moment is never geat, especially after a trauma or accident. I ride a bike occasionally, but mainly drive, and whilst I also get annoyed at cyclists, (especially when they are not using the cycle lane) I hope his insurance company screws you over for your comment about being glad he was off the road. I think you should stop raping puppies by the way too. Link to comment Share on other sites More sharing options...
anothersaintinsouthsea Posted 3 February, 2011 Share Posted 3 February, 2011 I didn't describe the incident as I didn't really see any point - because I'm asking if anyone has knocked a cyclist off their bike before, not that they have lived the exact same life as me and had exactly the same experience. Anyway, as some of you seem to be very interested.... I was turning right at the bottom of a hill. The road was wider than your average road. I was indicating to turn right - 4 cars were coming down the hill so I waited for them to go past and then started to make my maneuver. As soon as I started I saw him coming. He was going down the hill at full whack. He had been tucked behind one of the cars so I hadn't seen him. As the road was wider the cars had driven past him rather than actually overtaking him. I must have moved from where I was waiting to pull in to about half way across the road which in most cases would have still allowed a cyclist enough room to have gone by without a problem but as he was going down the hill and was slightly in the road he met the right hand corner of my car. I accepted full liability - but unfortunately when you're driving at night and its raining viability is very poor. I suspect if he was a second faster or slower I would have seen him, but he was tucked in behind a car the same size as him so I didn't see him. I'm a c*nt driving sometimes. I've gone up the motorway faster than I should have done, I've bumped into the back of over cautious drivers when I've not been leaving a big enough gap - but if I was put in this scenario again I don't doubt that exactly the same thing would have happened. He didn't point his finger at me blaming me because he knew that to human nature we were both at fault - but to the rules of the road it was my fault. When it happened he was a really nice bloke - unfortunately I suspect that much like most of the idiots on this thread who imagine what happened in their head without seeing it, he's probably talked to a friend who has nailed it home to him that it was entirely my fault and that I'm a crazy wreckless driver who rapes children in my spare time and pokes needles into puppies. In actual fact I moved less than a meter in the road and he was going down a hill so couldn't stop in time. Actually I think you got stick for the retort about "one less cyclist to worry about". Everyone who drives has made mistakes, some unfortunately result in accidents. Link to comment Share on other sites More sharing options...
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