doublesaint Posted 7 November, 2009 Share Posted 7 November, 2009 I have recently been asked to pay an amount to my ex which in my mind is excessive in relation to the cost of bringing up a child, plus other factors such as that we have 1 child at each address each. However they have still to take my pension contributions into account which will lower it slightly, what I was wondering is that if for example I increased my pension contributions would my money to pay for my ex wifes mortgage(which is where the csa money is going after all), be further reduced? Link to comment Share on other sites More sharing options...
EastleighSoulBoy Posted 7 November, 2009 Share Posted 7 November, 2009 Go here mate: https://secureonline.dwp.gov.uk/csa/v2/en/calculate-maintenance.asp Your nett income is what they look at, and they'll want a few weeks or months payslips to back up your claim. A certain portion of your nett income will be ringfenced due to you having one child domicile with you. Other than that they really don't care what you have left e.g. if you are up to your eyes in debt, have a massive mortgage etc. They allow you so much, the rest they take their percentage from. I'd hazard a guess that if they saw a sudden significant increase in pension payments then they may well question it. Oh! if the child domicile with you is your ex's child then you can claim CSA also. Cat among pigeons time maybe? Link to comment Share on other sites More sharing options...
saint lard Posted 7 November, 2009 Share Posted 7 November, 2009 CSA advice,don't involve them they are useless,even my ex is wishing we didn't contact them. To answer your question all that is taken into account,in my case,was my earnings they could'nt give two hoots about my outgoings.that was my personal financial arrangments with a third party. It was based purely on my salary. Considering just prior we had signed an agreement,drawn up by solicitor,that i would pay an agreed amount it was not long before she moved the goal posts when here living arrangements changed and she required more money as she would not be selling what was our property and moving in rent free with her wealthy fella. TBH all that matters is that the children are not going without,i know that the money she recieves goes elswhere. What is also forgotten is the fact that i still pay for my childs needs out of what i have left over when he is with me,he still needs clothes,schooling (private), food and days out when he is with me. Trust me he does not go without. One thing that i found slightly amusing was after she went to the CSA and renaged on our agreement she got and extra £4.99 a month,it was not worth the hassle,took the CSA just under 6 months to get it right. Link to comment Share on other sites More sharing options...
EastleighSoulBoy Posted 7 November, 2009 Share Posted 7 November, 2009 CSA advice,don't involve them they are useless,even my ex is wishing we didn't contact them. To answer your question all that is taken into account,in my case,was my earnings they could'nt give two hoots about my outgoings.that was my personal financial arrangments with a third party. It was based purely on my salary. Considering just prior we had signed an agreement,drawn up by solicitor,that i would pay an agreed amount it was not long before she moved the goal posts when here living arrangements changed and she required more money as she would not be selling what was our property and moving in rent free with her wealthy fella. TBH all that matters is that the children are not going without,i know that the money she recieves goes elswhere. What is also forgotten is the fact that i still pay for my childs needs out of what i have left over when he is with me,he still needs clothes,schooling (private), food and days out when he is with me. Trust me he does not go without. One thing that i found slightly amusing was after she went to the CSA and renaged on our agreement she got and extra £4.99 a month,it was not worth the hassle,took the CSA just under 6 months to get it right. It should be based on your nett salary, if they based it on your salary then you are being overcharged and can claw the overpayment back. Link to comment Share on other sites More sharing options...
saint lard Posted 7 November, 2009 Share Posted 7 November, 2009 It should be based on your nett salary, if they based it on your salary then you are being overcharged and can claw the overpayment back. You are correct of course,i should've stated my 'takehome' pay. Link to comment Share on other sites More sharing options...
benjii Posted 7 November, 2009 Share Posted 7 November, 2009 CSA advice,don't involve them they are useless,even my ex is wishing we didn't contact them. To answer your question all that is taken into account,in my case,was my earnings they could'nt give two hoots about my outgoings.that was my personal financial arrangments with a third party. It was based purely on my salary. Considering just prior we had signed an agreement,drawn up by solicitor,that i would pay an agreed amount it was not long before she moved the goal posts when here living arrangements changed and she required more money as she would not be selling what was our property and moving in rent free with her wealthy fella. TBH all that matters is that the children are not going without,i know that the money she recieves goes elswhere. What is also forgotten is the fact that i still pay for my childs needs out of what i have left over when he is with me,he still needs clothes,schooling (private), food and days out when he is with me. Trust me he does not go without. One thing that i found slightly amusing was after she went to the CSA and renaged on our agreement she got and extra £4.99 a month,it was not worth the hassle,took the CSA just under 6 months to get it right. Haha - good. That'll teach the grasping bint. (No offence if you still have feelings for her, but I'm guessing you don't). Link to comment Share on other sites More sharing options...
saint lard Posted 7 November, 2009 Share Posted 7 November, 2009 (edited) Haha - good. That'll teach the grasping bint. (No offence if you still have feelings for her, but I'm guessing you don't). i 'love' her in the aspect that she is the mother of my son,and she brought him into my life.That is all, i can assure you. Edited 7 November, 2009 by saint lard Link to comment Share on other sites More sharing options...
doublesaint Posted 8 November, 2009 Author Share Posted 8 November, 2009 Go here mate: https://secureonline.dwp.gov.uk/csa/v2/en/calculate-maintenance.asp Your nett income is what they look at, and they'll want a few weeks or months payslips to back up your claim. A certain portion of your nett income will be ringfenced due to you having one child domicile with you. Other than that they really don't care what you have left e.g. if you are up to your eyes in debt, have a massive mortgage etc. They allow you so much, the rest they take their percentage from. I'd hazard a guess that if they saw a sudden significant increase in pension payments then they may well question it. Oh! if the child domicile with you is your ex's child then you can claim CSA also. Cat among pigeons time maybe? The minute I knew a claim was going in against me, I did put a claim in against the ex, as far as I saw it, as we had 1 child each, me and my new lovely wife decided there was no reason for any money to change hands. What annoys me is that the money allocated is in excess of what will actually be 'given' to my daughter, though I realise food and heating is part of her welfare. Also although my ex is 'on benefits' she and her partner live in a 4 or 5 bedroom house. So I am unsure as to what she will have to pay towards my son. With the pension increase, I was intending to pay the required amount for a while, then increase my contributions and inform the CSA of the increase, after all I could say I had seen a financial advisor who advocated an increase, and in the long term, my pension etc will indirectly benefit the children in the long term. But all in all, it will not last forever, as the children are 16(son), and 12(daughter), so I will just have to put up with it for the time being and take the moral high ground. Link to comment Share on other sites More sharing options...
EastleighSoulBoy Posted 8 November, 2009 Share Posted 8 November, 2009 (edited) The minute I knew a claim was going in against me, I did put a claim in against the ex, as far as I saw it, as we had 1 child each, me and my new lovely wife decided there was no reason for any money to change hands. What annoys me is that the money allocated is in excess of what will actually be 'given' to my daughter, though I realise food and heating is part of her welfare. Also although my ex is 'on benefits' she and her partner live in a 4 or 5 bedroom house. So I am unsure as to what she will have to pay towards my son. With the pension increase, I was intending to pay the required amount for a while, then increase my contributions and inform the CSA of the increase, after all I could say I had seen a financial advisor who advocated an increase, and in the long term, my pension etc will indirectly benefit the children in the long term. But all in all, it will not last forever, as the children are 16(son), and 12(daughter), so I will just have to put up with it for the time being and take the moral high ground. What a partner earns, or is worth, is not entered into any calculation. If your ex is on benefits then she will be required to pay the minimum sum toward your (both your) child's upkeep. This, currently, is £5 per week. Looking at the thread this would actually leave her worse off than prior to contacting the CSA! £5 per week equates to £21.66 a month. Less her £4.99 a month she gained leaving her £16.67 a month worse off! Edited 8 November, 2009 by EastleighSoulBoy Link to comment Share on other sites More sharing options...
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