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Posts
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Everything posted by egg
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But he dishes it out so he's fair game imo.
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No idea, it's lunacy. Anyways, I want to know how to pronounce Musk's sons name - X Æ A-12 I'm going with Burt.
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It's got it's own police drama on BBC, Virdee. It was quite entertaining, but didn't quite persuade me that a city break in Bradford was preferable to Bath.
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Which they seemingly haven't. I'm not sure Israel are saying that the Palestinian captives will be released on Saturday in exchange as per the original deal. Both sides need to do the right thing but it won't stop dinlo's like Hypo struggling to see that.
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"Turkish President Recep Tayyip Erdogan, who says that Israel has "failed to keep its promises" regarding the ceasefire deal. Speaking to press afterwards, Erdogan adds "the Israeli occupation should end once and for all". Their occupation "remains the core problem", he adds. Erdogan says Turkey is sending aid to Gaza, and will continue to do so, while also calling for the establishment of an independent Palestinian state". Some sense at last.
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H&L promote some very average funds, but mostly I think their wealth shortlist is pretty reliable. That said, there's plenty of funds better than those they promote, and I'm always wary of funds that have a good year or so. I use Trustnet for fund information and comparison. Really useful site. Although I use H&L, my main issue is that their platform fees are a tad high.
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Clued up, no, but I listen to people who are!! I did it my way for years and pushed my retirement back several years as a consequence. If hate to see anyone do the same.
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My only comments would be to 1. take expert advice and listen to their suggestions; 2. using your ISA allowance is sensible and allows you to draw down capital tax free and is a sensible way to supplement income in retirement; 3. ask yourself whether it's wise to wait 10 years and miss out on 10 years of investment returns; 4. being mortgage free is great, but the equity in your home isn't working for you; 5. take advantage of tax breaks rather than being worried by the tax system.
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Not really. Inheritance tax planning involves exactly that, planning. Box clever, and the system can work for you, not against you. I take advantage of the higher rate tax relief to keep my tax down, so I essentially get free money every time I pay into my pension, and a reduction when I submit my return. I hold my fund within a SIPP. Two advantages. Firstly, how much cash I take, and when (after age 57), is up to me. I will make sure that I draw down within the standard rate tax limit, meaning that I'm gaining from the pension tax system, not losing. Secondly, a SIPP will survive me and can be left to beneficiaries without paying inheritance tax. Here's James Hay's brief summary on the tax position - "What is the tax treatment of my SIPP when I die? One of the advantages of a Self-invested personal pension (SIPP) is the tax advantages on your death. Death benefits are normally paid without incurring inheritance tax and if you die before age 75, there is generally no income tax liability, subject to the 2 year time limit. If you die after the age of 75, the death benefits will be subject to income tax at the recipient’s marginal rate". In summary, use the system to your advantage, and take some proper advice. Your existing pension funds may well be transferrable into a SIPP and whether that's possible, or wise is something to consider. I know excellent people who'll guide you - PM me if you wish.
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For context, Israel have seemingly breached the agreement to allow aid in and injured people out. Hopefully they can sort it out sharpish and get the Israeli hostages and Palestinian captives home.
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It's 55 at the moment but goes up to 57 in 2030. I'm caught by the changeover.
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That's my understanding as well.
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I'm no expert, but paying more than your annual limit (£48k net) into your pension does have tax consequences. If you've not used your full allowance over the last few years though, you should have unused allowances available to absorb any over contribution in this financial year.
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"Two wrongs implies an equivalence" you've said. It doesn't.
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Agreed. A back 5 on Saturday was daft, and that he didn't is either down to a lack of tactical flexibility or trust in his players. I'm not sure which, but I fear it's the former. I'd loved to have seen us go into that playing a 4231. We had the players to play that, and win comfortably.
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Daft again. Britain smashed up Dresden unnecessarily. We all know there was no equivalence between Britain and Nazi Germany, but by your unique definition, by that act there must have been.
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It doesn't. Mutual condemnation is just that. Saying they're as bad as each other is equivalence. Only seeing fault on one side, as per you and a few others on here, is bewildering.
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I was waiting for someone to pipe up suggesting that I'm implying equation/equivalence. Two wrongs, but some people only see one. Shameful.
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On the subject of balanced views. I've never heard one shred of sympathy from you re the Palestinian plight.
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I'm not sure you've actually read my posts from earlier today. Recognising both sides behaviour is not seeing only one position. What I don't like about the 'discussion' in this issue is the perpetual attempts to shut down any commentary that criticises the Israeli behaviour. Hamas are a disgrace. The IDF are disgrace. The Israeli suffering at the hands of Hamas is terrible. Ditto the the Palestinian suffering at the hands of the Israeli's. I'm unsure where the imbalance is there.
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It's a shame that you don't like a balanced discussion on this issue. Equivalence, no, but mutual disgraceful behaviour, yes. It should be possible to recognise that.
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What happened to that bloke and his family was horrendous. Alas, there's unimaginable cruelty on both sides of this. Pretty much every one of the 183 Palestinian's released yesterday needed hospital treatment because of how they were treated. Overnight the Israeli's shot an 8 month pregnant woman, and critically injured her husband, just because.