Tamesaint

There is an awful lot of sensible advice on here. I use HL and although their fees are annoyingly high they do have a good website and app. They are however prone to push certain funds at the expense of others. Their "Wealth Shortlist funds" are often not the best performers in their sector. Maybe they earn better commission on their Wealth funds. It is essential to keep an eye on how your investments are performing. Bad performers need to be ditched fast. You always get told that past performance is no guarantee of future performance but in the same way that you know that Liverpool will always be near the top of the PL, so you find that the better fund managers tend to get consistently the best results.

I'm surprised that Trump didn't do a John Terry and wear the Chelsea kit. https://www.theguardian.com/football/video/2025/jul/14/trump-front-and-centre-for-chelseas-trophy-lift-in-club-world-cup-video

If he goes at least the bloke who sits behind me won't be able to go on about "the vicar". Dibling.... Dibley. Getit?? Not surprised it never caught on.

I haven't had any IR35 dealings for several years now but check the time limits imposed by the regulations. They used to be (and still may be) relatively short so a gap between April and July may be sufficient for you to escape IR35 penalties. Sorry I cannot be more up to date.

Everybody has their own story to tell about the NHS. Some good some bad. My father was persuaded by my sister to attend his GP concerning a problem. His appointment was at 1130 am. The GP suspected a mini stroke and wanted him to go to hospital. I picked him up just before 4 pm after he had been taken by ambulance to the nearest hospital 10 miles away, tests had been performed, diagnosis made and treatment prescribed and given. Not a bad service IMO.

For the first time, I can say that I am pleased that Juric was our manager.

Is there any chance of Dragan getting a train station built at SMS? A train line runs nearby. Coventry have a station next to their ground and a starion next to SMS would ease matchday congestion.

Nowadays he would have been sacked immediately after relegation. Batman would have started a petition calling for his sacking after a couple of matches , someone on here would be calling for a fan's boycott and by the season end us fans would be voting with our feet and staying away. There would be no way that he would still be manager 2 years after relegation.

Aston Villa on a plane going to Hong Kong for pre season. I was going there for work. Aston Villa on a plane going to Philadelphia one year later. They were going for pre season. I was going there for work. In Hong Kong the team was whisked through immigration. In Philadelphia they had to queue like everyone else in one of those long customs snake like queues. Paul Lambert, the manager at the time, spent most of his time waiting on the phone.

Interesting that KWP is the only first team regular to leave this year. Next year 10 players leave - all of whom have played in the season just finished. If we did manage promotion thisg coming season thr decks would be clear for a squad upgrading.

California is probably the exception. The weather is one of the reasons why I would not want to live in USA. Most of America is too cold in winter and too hot in summer. I have been to Chicago in winter when it was so cold that standing waiting for a cab made your head hurt. I have been there in summer when it was so hot that it was impossible to touch a seat belt in a car parked in the sun.

Ok arrogant brainbox, why did California vote solidly Demicrat if it is such a "shithole" under Newsom??

It all depends on the quality of the pub. There were 16 pubs in my town when we first'moved here 35 years ago. There are now 10 - which still enough for a decent pub crawl. The crap ones have gone. Several are now private houses. One is a chip shop. One is a funeral parlour! The survivors are those that give people what they want. Eg quality beer (ale), good, reasonably priced food or decent entertainment.

Apparently he was regarded as the driver behind the recent "professionalisation" of Reform. Without him making them look like normal they would not have been as succedsful in the local elections.

Fuller rolling the ball into the net was against Stoke. Towards the season end but not the end of the season. Bale made his debut in the final match of the season which may well have been against Millwall. At 16 he showed that he was a good player.