Like you I had little idea about this stuff either but was recommend these people to assist with it, I feel its nearly impossible to ensure you make the right decisions without help, although egg seems clued up.
www.lionheartwealth.co.uk
Nah Liverpool are the lot I despise the most, entitlement all round, players, fans, manager and the media jizz fest is puke inducing.
Newcastle are wankers but nowhere near as irritating