when you say structured well do you mean priced well? In the end all that matters is whether or not the funds exist to pay the loan fee and the wages.
I suspect the wages of Daily were £30k a week. That certainly isn't the kind of `structure' Lowe is going to support this season.
If Rasiak, Skacel, Thomas, Safri and John leave then I think loans are an excellent way of improving the quality without the need for long term contracts,